Checking Products

Review our Rates and Fees page for all the following accounts:

Smart Account Checking

Keeping you mobile, green and on the go!

Manage your account online. Make purchases with your debit card and pay monthly bills with our online bill pay. Payments can also be made using Mobile banking and person to person payments.

  • Must have debit card and online banking
  • No checks
  • No NSF Fees
  • No monthly maintenance fee
  • No minimum balance
  • Free online banking
  • Free mobile banking
  • Free bill pay
  • Free eStatements

Accounts that receive a paper statement will be assessed a $5.00 Paper Statement Fee each statement cycle. A $3.00 per paper check charge will be assessed to all paper checks that clear the account.

Your Way Checking

Let your services work for you.

Make your life easier, add convenience and save time all while saving money! Checks, debit card or bill pay – you decide. A lot of options to fit your busy life style!

  • First order of basic checks free
  • Fee free money orders & cashiers checks
  • Fee free small safety deposit box
    (LaSalle location only when available)
  • Free online banking
  • Free mobile banking
  • Free bill pay
  • Debit card
  • Unlimited check writing
  • No minimum balance

$8 monthly fee can be waived by:

  • eStatements – must be verified after initial sign up
  • and 20 debit card transactions per statement cycle – must be Point of Sale transactions
  • and Direct Deposit – minimum of 1 monthly

Premier Checking

Earn rewards for your accomplishments!

Years of hard work should be rewarded, which is why we have designed a checking product tailored specifically toward those in the Living and Enjoying stages of life.

  • Free online banking
  • Free mobile banking
  • Free bill pay
  • Debit card
  • Unlimited check writing
  • Earn interest on entire balance

$10 monthly fee can be waived by:

  • Maintaining minimum balance of $5,000 in the account
  • Or maintaining a combined HTNB account balances of $25,000 (including loan balances)
  • Or have a qualifying Wealth Management account with our Investment Management and Trust Department
  • Or maintaining a qualifying Commercial Relationship

See your account manager to obtain waived status.

Foundations Money Market Account

Our Foundations Money Market Account gives you the flexibility of check access with a very competitive interest rate. Take a look at our rates.

This account offers the following:

  • Tiered Interest Rates. Check out our Rates and Fees page.
  • Transfers are limited to six per month
  • Monthly statements
  • 24-Hour Dial-A-Bank
  • Online Banking

Minimum required to open this account is $2,500.00. If your balance falls below $2,500.00 on any day during the statement cycle, there will be a $10.00 service fee. A per-item fee of $1.00 may be charged for each debit transaction (check paid, automatic transfer, or payment out of this account) in excess of six during the statement cycle.

Prepaid Reloadable Card

Convenient and secure alternative to cash. Load payroll, government and other checks and use to pay bills online, in store or to get cash. No credit check required. Reload at HTNB, direct deposit, online or with Western Union.