Savings for Life...



Savings and Investment Accounts

People save money for many reasons. So whether you're savings for your next vacation, a major purchase, college education, or retirement, we offer a variety of ways to help you save and invest your money.


Fixed and variable rate accounts are available to meet your savings and investing needs What’s more, your funds on deposit in our savings and investment accounts (except those in Individual Retirement Accounts or Christmas Club accounts) are always available as collateral for loans.


Hometown Green Savings

A high yielding savings account available to individual and joint account holders only. This account requires online banking and e-statements. Take a look at our rates.


Statement Savings

Traditional savings account offers you the convenience of unlimited deposits, competitive interest and instant availability. It’s a great way to accumulate short-term savings that you plan to spend or move into a higher yielding account later.


Minimum amount to open your statement savings account is only $50.00. Minimum daily balance must be $50.00 to obtain the disclosed annual percentage yield.


This account offers you tiered rates and interest that is compounded and credited every calendar quarter. Take a look at our rates.


Foundations Money Market Account

Our Foundations Money Market Account gives you the flexibility of check access with a very competitive interest rate. Take a look at our rates.


This account offers the following:

Minimum required to open this account is $2,500.00. If your balance falls below $2,500.00 on any day during the statement cycle, there will be a $10.00 service fee. A per-item fee of $1.00 may be charged for each debit transaction (check paid, automatic transfer, or payment out of this account) in excess of six during the statement cycle.


Health Savings Account

A Health Savings Account is a special account used to pay for current and future medical expenses that include a significant tax benefit. Must be paired with a high deductible health plan. Take a look at our rates.


Individual Retirement Accounts (IRAs)

Both fixed-rate and variable-rate Traditional IRA and Roth IRA investments are available for long-term retirement needs. Whether you're starting a retirement savings program or ready to rollover another qualified plan, we can help put your funds in the right place. Take a look at our rates.


Our IRA features include:

Use our Retirement Calculator to help plan your future.


Simplified Retirement Plans (SEP) and Self-Directed IRA are also available.

Please call a Hometown National Banker for additional information.


Certificates of Deposit (CDs)

Extraordinary earnings on an FDIC insured account. Select from terms designed to meet the needs of a variety of investment goals. Contact a Hometown National Bank representative for current interest rates and terms.


Christmas Club

Saving for holiday gift-giving is easier with our interest added Christmas Club Accounts. Deposit funds into your Christmas Club account weekly, Bi-weekly, or monthly and receive your check before the holidays – giving you time to do your holiday shopping.