Hometown National Bank is Your Bank For Life.


Life is an incredible journey that carries us through many different stages as we grow and change. In pursuit of happiness, we are often faced with various trials and tribulations along the way. The obstacles we encounter can be expected or unexpected, but they are almost always unavoidable. At Hometown National Bank, we understand that even in the most prepared circumstances, life is still full of uncertainty.


Our goal is to provide services and distinctive customer service that brings greater stability, peace-of-mind, and enjoyment to the individuals and businesses of our communities. Let us help you through each different stage of life.


We are made up of people just like you—your neighbors, your family, and your friends. We are your bank for life.

Mortgage Application

Applying for a mortgage is as easy as 1-2-3.


Fill out your application online and a Hometown National Bank Mortgage Specialist will contact you with your possible mortgage loan.



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We offer Freddie Mac’s Home Possible® Mortgages

Home Possible Mortgages® allow low down payment options and flexible credit terms that make it easier for you to buy the home of your dreams.


The offer special affordability features including:

  • Stable monthly payments with our fixed-rate mortgages
  • Reduced mortgage insurance coverage levels
  • Flexible closing cost funding options
  • Waived or lower qualifying income requirements
  • No cash-out refinancing



Missy in our Peru Office or Stacey in our Joliet Office.